Last Updated: February 2026

These Terms of Service (“Terms”) govern your access to and use of the Monarch Shoppe website, online store, and in-person and online services (collectively, the “Services”), operated by Monarch

Shoppe (“Monarch,” “we,” “our,” or “us”). By accessing or using our Services, you agree to be bound by these Terms and our Privacy Policy, which is incorporated by reference.

If you do not agree to these Terms, you should not use our Services.

1. Eligibility and Use of Services

You must be at least 18 years old to place online orders through our Services. By using the Services, you represent that you have the legal capacity to enter into a binding agreement.

You agree to use the Services only for lawful purposes and in compliance with all applicable laws and regulations.

2. Orders, Purchases, and Payments

All prices are listed in U.S. dollars unless otherwise stated. We reserve the right to change prices, products, or availability at any time without notice.

Payments are processed through third-party payment processors. Monarch does not store full payment card numbers. By submitting payment information, you represent that you are authorized to use the payment method provided.

We reserve the right to refuse or cancel any order for any reason, including suspected fraud or errors in pricing or product descriptions.

3. Returns and Refunds

Returns and refunds are governed by Monarch Shoppe’s Return and Refund Policy, which is incorporated into these Terms by reference. Certain items, including food and beverages, may be non-refundable except as required by law.

4. Intellectual Property

All content on our website and Services, including text, images, logos, designs, and trademarks, is owned by Monarch or used with permission and is protected by intellectual property laws.

You may not reproduce, distribute, modify, or use any content without our prior written consent.

5. User Communications and Content

If you submit reviews, comments, or other content to Monarch, you grant us a non-exclusive, royalty-free license to use, display, and share such content for business purposes, including marketing, unless prohibited by law.

You agree not to submit content that is unlawful, defamatory, obscene, or infringes the rights of others.

6. Third-Party Services and Links

Our Services may include links to third-party websites or services. Monarch is not responsible for the content, policies, or practices of third parties. Your use of third-party services is at your own risk.

7. Disclaimer of Warranties

To the fullest extent permitted by law, the Services are provided “as is” and “as available,” without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

8. Limitation of Liability

To the fullest extent permitted by law, Monarch shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of the Services. Monarch’s total liability for any claim shall not exceed the amount you paid to Monarch for the transaction giving rise to the claim.

9. Indemnification

You agree to indemnify and hold harmless Monarch, its owners, employees, and agents from any claims, damages, losses, or expenses arising from your violation of these Terms or misuse of the Services.

10. Privacy

Your use of the Services is subject to our Privacy Policy, which explains how we collect and use personal information in compliance with applicable law, including the Iowa Consumer Data Protection Act.

11. Governing Law and Venue

These Terms are governed by the laws of the State of Iowa, without regard to conflict-of-law rules. Any legal action arising from these Terms shall be brought in state or federal courts located in Iowa, unless otherwise required by law.

12. Changes to These Terms

We may update these Terms from time to time. Updated Terms will be posted on our website with a revised effective date. Continued use of the Services constitutes acceptance of the updated Terms.

13. Contact Information

Monarch Shoppe

Email: kate@kateshuconsulting.com